StoryOpinion

I Left The U.S. For The Caribbean — Here's How Much It Costs

CNBC Make It

Chantel Henry shares her experience moving from Atlanta to Trinidad and Tobago 11 years ago, highlighting the significantly lower cost of living, free healthcare, and improved quality of life despite initial skepticism. She demonstrates concrete monthly expenses ranging from groceries at $15 USD to rent at $500, while maintaining a six-figure income as an AI consultant and homeschool mother.

Summary

Chantel Henry, a 38-year-old former college professor and NFL/NBA consultant from Baltimore, relocated to Trinidad and Tobago after meeting her husband at a business conference in Las Vegas. She describes feeling like a 'private failure' despite outward success in Atlanta, working with elite clients and living in Buckhead. Her decision to move was driven by a desire for a more culturally substantial lifestyle and genuine human connections beyond materialism.

The financial benefits of Caribbean living are substantial. Henry's family of four spends $400 monthly on groceries (actual currency $100 TT = $15 USD), $500 on a three-bedroom home being renovated, $75 on phone and internet, $20 on electricity (compared to $150 in America), and $165 monthly for private health insurance. Her children participate in eight activities for $477 monthly—the cost of a single summer camp in the US. Gas costs approximately $250 TT for a full tank lasting weeks, and car-related expenses total $400 monthly including insurance.

Professionally, Henry earns $120,000 annually ($10,000 monthly) as an AI transformation consultant while homeschooling her children and managing household responsibilities. She highlights agricultural and food advantages, noting that Trinidad vendors don't waste 'funny-looking' vegetables, making organic produce more affordable and reducing food waste.

The cultural shift is equally significant. Henry emphasizes the freedom of being perceived as a human rather than being constantly reminded of her race, contrasting this with America's pervasive racial conversations. However, she acknowledges adjustments including visible police presence with heavy weaponry at routine shops, two state-of-emergency declarations during her tenure related to drug and gang activity, and early business closures (typically 4 PM). Despite these challenges, she describes building 'a life that looks like a vacation every single day' rather than one requiring escape.

Key Insights

  • Chantel experienced 'private failure' despite external professional success in Atlanta, working with NFL/NBA players and living in prestigious Buckhead, suggesting that conventional markers of achievement failed to provide personal fulfillment
  • Eight children activities in Trinidad and Tobago cost $477 monthly, equivalent to a single child's summer camp tuition in America, demonstrating a 4-8x cost differential for youth programs
  • Monthly electricity costs dropped from $150 in America to $20 in Trinidad and Tobago, an 87.5% reduction, while gas expenses changed from hundreds of dollars monthly to $250 TT for weeks of driving
  • Chantel reports racial dynamics in Trinidad and Tobago allow her to 'show up as a human being' rather than through a racial identity box, contrasting with America's constant racial conversations whether overt or covert
  • The speaker pays $500 monthly for a three-bedroom home with potential for six-bedroom renovation, compared to previous premium Atlanta housing in Buckhead, representing significant cost reduction in primary housing expense

Topics

Cost of living comparison: US vs Trinidad and TobagoCareer transition and remote workFamily lifestyle and homeschoolingHealthcare and social servicesCultural and racial dynamicsQuality of life assessmentImmigration and relocation decision-making

Transcript

[0:00] Some people think that I've downgraded my life because I moved to Trinidad [music] and Tobago, but I like to say that I truly upgraded. The cost of living here is very, very low. Healthcare [music] is free. I can afford to send my children to over eight activities in a way that doesn't break my family's budget. Luxury to me is being able to go to my backyard and pick one of three mango trees and eat fresh mangoes. I take that type of lifestyle over the hustle and bustle of America any day. My name is Chantel [0:31] Henry. I'm 38 years old and I moved to Trinidad and Tobago 11 years ago. It's a twin island…

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