She Makes $28K a Month Off Foster Kids 😡
A foster care adoptive parent recounts a disturbing encounter with a woman who exploits the foster care payment system to earn $28,000 a month. The woman openly explains how she deliberately ensures children fail in school and get medicated to increase their 'rate.' The speaker reflects on how the incentive structure, intended to retain good foster parents, has instead attracted financially motivated bad actors.
Summary
The speaker shares a firsthand account from an adoption assistance program where they hoped to connect with like-minded adoptive parents. While there, they encountered a woman who openly bragged about earning $28,000 per month through the foster care system by strategically managing her roster of children for maximum financial gain.
The woman introduced the concept of a 'D rate kid' — a higher-needs child who generates more payment. She explained that by ensuring children fail in school and getting them placed on medication, foster parents can increase the reimbursement rate they receive from the state. Each failed grade and each new medication prescription triggers a rate increase, as the child is classified as more difficult to care for.
The speaker then reflects on the systemic flaw this exposes. The tiered rate system was originally designed with good intentions — to incentivize dedicated foster parents to take on and stick with higher-needs children. However, in practice, it has created a perverse financial incentive that attracts exploitative individuals who actively work against the children's best interests. The speaker and another voice suggest an alternative: rewarding foster parents when children succeed academically, such as earning a place on the honor roll, to realign incentives with positive outcomes for the children.
Key Insights
- The woman at the adoption program claimed to earn $28,000 per month from foster care by strategically managing a large number of children classified at higher need levels.
- The woman explicitly advised that foster parents should ensure children fail in school, because each failed grade increases the child's difficulty classification and thus the monthly payment rate.
- The woman stated that getting foster children placed on medication also increases the reimbursement rate, creating a financial incentive to over-medicate children.
- The speaker argues that the tiered rate system was originally well-intentioned — designed to keep good foster parents engaged with difficult children — but ended up attracting financially motivated bad actors instead.
- A commenter or co-speaker proposes inverting the incentive structure by offering bonuses to foster parents when children achieve positive outcomes, such as making the honor roll.
Topics
Transcript
[0:00] That's how bad people are making money out of foster care. So, I go to this as option assisted program like I'm going to meet my new tribe of people that are adopting kids out of foster care. These people are awesome. And then I meet this one woman and she's like, oh yeah, what you want to do is you want to get a D rate kid. I was like, what's a D rate kid? What does that mean? And they she goes, oh honey, I make $28,000 a month off foster care. And I was like, what? And she was like, yeah, because I have this many kids. And she goes, here's the thing. You want to…
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