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The story follows a miserly man who accumulated enormous wealth through extreme frugality, never spending on society, family, or even himself. His sole goal was to keep accumulating more and more money. As he grew old, he began to worry about what to do with all his wealth, ironically troubled by the very fortune he had worked so hard to gather.

When his final moment arrived and the messengers of death (Yamdoot) came to take him, he desperately pleaded for more time. He first offered half his wealth in exchange for just one more day of life, but the death messengers refused. They told him he had only 10 minutes left.

In his final moments, the miser picked up a piece of paper and wrote a poignant message: that he had spent his entire life earning money, but could not buy even a single day of life with all that wealth. The story concludes with a moral urging people not to spend their whole lives chasing money, emphasizing that life is precious and every moment should be lived fully, since no one knows when they will have to leave this world.